Advantages of Purchasing Health Benefits through BHG

Advantages of Joint Purchasing Health Benefits through the Berkshire Health Group


►  Gives small and mid-size governmental employers the health benefits purchasing advantages of a large employer:

  • Volume pricing reduces cost margins and administrative expenses,
  • Large risk pool enhances rate stability and predictability,
  • Employees and retirees can choose from among multiple health plan options
  • High service level from health plans

►    Decisions are made by the members of the Joint Purchase Group

  • Each BHG participating governmental unit gets a voice and a vote on decisions about health benefits,

►    Administrative Ease

  • Central benefits administrator, GBS, reduces administration burden for participating employers,
  • Participating employers deal with GBS for all transactions and questions for all health plans,
  • Employers receive one consolidated monthly bill for multiple health plans and carriers and make one monthly payment to the BHG,
  • COBRA administration provided by GBS

►    Access to employee wellness programs at no cost to the participating employer

    BHG structure and meetings encourage idea exchange/problem solving and increase opportunities for innovation

Comparison Charts & Rates