BHG Fact Sheet

                                                                       BERKSHIRE HEALTH GROUP


  • A municipal joint purchase group organized under MGL Ch. 32B, Section 12


  • Operational since July 1991


  • Governed by its participating employers through a Board of representatives


  • 11 participating governmental units plus 20 small affiliated units

Town of Adams                        Central Berkshire RSD

Town of Great Barrington        Mt. Greylock RSD

Town of Lenox                          No. Berkshire Reg. Voc Tech School District

Town of Williamstown              Southern Berkshire RSD

Hoosac Valley RSD                   Berkshire Hills RSD

Town of Lanesborough

20 small govt. units (formerly Berkshire County Insurance Group)


  • 3,289 health plan contracts (employee/retiree) as of 2/2021
  • 5,598 health plan members (employee/retiree plus dependents) as of 2/2021
  • 1,623 dental plan contracts & 3,588 dental plan members as of 2/2021


  • BHG employers pool risk, and BHG self-funds all health plans with reinsurance protection for high cost claims. BHG also self-funds its dental plans.

Claims administrator:  Blue Cross Blue Shield of Mass. for health and dental


  • FY21 projected total expenses: ~$36.4 million


  • Disease management programs and wellness programs

–  Part-time Wellness Coordinator based at Berkshire Health Systems

– Diabetes Care Program


  • Centralized benefits administration, COBRA administration, claims auditing, and consulting services through Gallagher Benefit Services (GBS), Auburn, MA.


  • Professional Treasurer/C.P.A.


  • Professional management of trust fund assets


  • Annual independent financial audit
Comparison Charts & Rates