BHG Fact Sheet
BERKSHIRE HEALTH GROUP
- A municipal joint purchase group organized under MGL Ch. 32B, Section 12
- Operational since July 1991
- Governed by its participating employers through a Board of representatives
- 11 participating governmental units plus 20 small affiliated units
Town of Adams Central Berkshire RSD
Town of Great Barrington Mt. Greylock RSD
Town of Lenox No. Berkshire Reg. Voc Tech School District
Town of Williamstown Southern Berkshire RSD
Hoosac Valley RSD Berkshire Hills RSD
Town of Lanesborough
20 small govt. units (formerly Berkshire County Insurance Group)
- 3,289 health plan contracts (employee/retiree) as of 2/2021
- 5,598 health plan members (employee/retiree plus dependents) as of 2/2021
- 1,623 dental plan contracts & 3,588 dental plan members as of 2/2021
- BHG employers pool risk, and BHG self-funds all health plans with reinsurance protection for high cost claims. BHG also self-funds its dental plans.
Claims administrator: Blue Cross Blue Shield of Mass. for health and dental
- FY21 projected total expenses: ~$36.4 million
- Disease management programs and wellness programs
– Part-time Wellness Coordinator based at Berkshire Health Systems
– Diabetes Care Program
- Centralized benefits administration, COBRA administration, claims auditing, and consulting services through Gallagher Benefit Services (GBS), Auburn, MA.
- Professional Treasurer/C.P.A.
- Professional management of trust fund assets
- Annual independent financial audit